**Changes to Affordable Care Act (ACA) Health Insurance Plans** As we approach 2026, millions of Americans are facing changes to their healthcare options.
**Changes to Affordable Care Act (ACA) Health Insurance Plans**As we approach 2026, millions of Americans are facing changes to their healthcare options. With rising premium costs, many individuals and families are struggling to afford their health insurance plans.
Key Statistics
- 1.4 million fewer Americans have enrolled in ACA health insurance plans due to the expiration of federal subsidies that help offset monthly premium costs.
- People who enroll in Obamacare programs will pay an average of 114% more in premiums.
The Centers for Medicare & Medicaid Services (CMS) has reported a decline in ACA enrollment, with 22.8 million people enrolled in 2026 compared to 24.2 million in 2025. This decrease is attributed to rising premium costs and the loss of federal subsidies.
Alternative Options
If you're struggling to afford your current health insurance plan, there may be alternative options available to you. However, experts warn that many of these plans can be expensive or provide inadequate coverage.
Rising Premium Costs
Health insurers participating in the ACA marketplace are projected to raise their premiums by an average of 26%. This increase is expected to affect nearly 5 million people who may choose to forgo health insurance rather than pay the additional costs.
We understand that navigating these changes can be challenging. Our team is here to help you explore your options and find a plan that meets your needs and budget.
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